Best Miami CD Rates in January 2012
Now that it’s 2012, it’s a good chance to reexamine your personal finances and find opportunities to improve them. Have you taken a closer look at your bank accounts lately? One positive change you can make right now is moving your money to a higher earning account. Miami CD rates are competitive among the top local financial institutions, so find out if there’s a bank or credit union in the neighborhood offering a great rate.
Advantages of Miami CD Rates
One of the greatest benefits of choosing Miami CD rates over regular interest rates on savings accounts is that they’re usually a lot better. This is especially true when it comes to long-term CDs. If you don’t need access to savings for some time, a certificate of deposit is the better option.
Highest CD Rates in Miami
6-Month CD Rates
- Biscayne Bank: 0.85%
- Jetstream Credit Union: 0.6%
- South Florida Educational Federal Credit Union: 0.55%
12-Month CD Rates
- Biscayne Bank: 1.1%
- First East Side Savings Bank: 0.9%
- Jetstream Credit Union: 0.85%
2-Year CD Rates
- Bank of Coral Gables: 1.25%
- Biscayne Bank: 1.2%
- First East Side Savings Bank: 1.2%
Please be aware that these Miami CD rates are accurate as of 1/23/12, but could change at any time at the discretion of the financial institution. You may also be subject to additional requirements in order to qualify for an account. Please verify interest rates before opening an account. You can find the most current interest rates on our Miami CD Rates page.
